Condo insurance typically includes a few standard coverages to help protect you, your condo unit and your belongings. Here's a look at how these coverages work:
If someone is accidentally injured while visiting your condo and you are at fault, this coverage may help you pay for related legal expenses or your guest's resulting medical bills.
Guest Medical Coverage
If a guest is injured at your home, guest medical coverage may help pay for related medical expenses even if you are not at fault.
Building Property Protection
This type of coverage typically helps pay for repairs to the walls of your condo unit and its interior, which could include items such as built-in bookcases and fixtures, if damage is caused by a covered peril.
Belongings such as electronics, appliances, furniture and clothing are typically included under personal property coverage. If they are stolen or damaged in a covered claim, this coverage may help pay to repair or replace them.
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